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Someone asks:
For the sake of diversifying, I bought into the intermediate bond fund FXNAX, but it is really lagging with interest rates being bottomed out. What are your thoughts on purchasing bond funds right now? Or should I just conti…
Someone asks:
Can someone explain to me the pros and cons of an ETF vs mutual fund. All of my 401k, IRA, and after tax brokerage are invested in Fidelity low cost index funds. What would be a reason I would look into ETFs?
What’s the di…
The Fidelity Total Bond Fund (FTBFX) is a mutual fund that seeks to provide stability and income by investing in a mix of high-quality bonds and other debt securities. The fund helps to reduce the risk of losing money if interest rates ris…
Someone asks:
I have 5 index funds in my Roth but thinking of trimming it down to FTIHX.
The reason I did this was because they didn’t truly fit my allocation. FZROX isn’t a “true” total market fund. It’s missing ~1000 companies. FZILX is…
Someone asks:
Does it make more sense to open an investment account and gift it to my daughter (she’s one right now) or open a 529? What are the pros of the 529 vs a custodial UTMA investment account?
Answers:
Daniel W:
We have an taxa…
Someone asks:
Does anybody ever do sector funds such as FSELX or FSPTX? Thoughts on these?
FSELX vs. FSPTX: What Are the Differences?
FSELX is the Fidelity Select Semiconductors mutual fund that invests over 90% of its assets in Semico…
Someone asks:
Do you rebalance at the end of the year or the beginning of the year? What is your experience with rebalancing your own 401k? The difference of even 1% on rate of return is tremendous when compounded over a working career!
F…